By Brian Garvin And Jeff West

This is a very easy one for me to review. I joined Photomax in 2005 and was very excited, as the digital photography was becoming the only way to take pictures. They are great in so many ways.

Just for signing up you are able to get 20 free prints of any digital photograph you have. They provide a very safe and state of the art way to store you digital photographs for free. This safely protects all your photos in case your hard drive crashes. I have known too many people that have lost every photo because they didnt have a safe way to back them up. Photomax has computers that are in granite vaults in Salt Lake City, UT. These photos are backed up there on a continuous basis so they will never be lost.

They provide a nice way to organize your photos into web albums so they are easier to keep track of. The free level provides you 5 GB of storage, which I have been using for 2 years now and have only used up 19% of my allotted space. You are able to send in all of your old photos that are stored away and they will scan them and put them online for you. They will also send you back all your photos in the same condition you sent them along with a CD of your photos.

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You are able to make the cutest holiday cards and video DVDs. I had a mug made with my son and grandson, a classic photo that I wanted to always remember. They have some beautiful leather bound photo books made with high quality gloss paper that you can create a nice gift with. There are unlimited gift ideas to choose from.

The business was fun to get into, but a bit expensive. I had to purchase the $199 kit and commit to $100 to come out of my account every single month. This was in order for me to even recruit others in the business. So, it is a way to ensure purchasing products if you want to grow your business. They make this mandatory so that it will not be deemed as a pyramid. There has to be product moved on a regular basis and doing the auto draft insures that the product will be purchased. Also with your membership, you will be given a free website to market your business.

Photomax is a division of Nuskin and a product of Big Planet. They are a Direct Marketing plan that began in 2005. I had started a few months after their launch. They do run on a Multi-level marketing plan where you duplicate yourself in as many downlines as you would like.

Their market is based on a trend called Disruptive technology because it is something that affects our daily lives. They want to be right up with technology and keep their products fresh and of high quality. They are a state of the art solution for customers taking care of needs that truly exist. This is a trend of the Personal Content Arena. Focused on anyone that takes digital pictures or watches videos or uses a cell phone.

The Photomax Company is part of NSE, which trades on the NY Stock Exchange and operating in over 40 countries. Last year, NSE paid out over $550 million dollars in commissions to representatives in their company.

Each time someone buys from your Photomax site, you make money, every time you sign someone up and they sell products, you make money. This is a business of people telling other people about their business. I cant say that I made any money, but I did try to recruit, had a few that signed up and dropped out. I attended many meetings and had a few recruiting meetings where there were many that did show up. There is great support from your upline and they really want you to be successful at it.

About the Author: Brian Garvin and Jeff West are the owners of

. This website specializes in showing small and medium sized business owners the techniques and pitfalls regarding what it takes to make true, long-term, walk-away residual income. Free Insider Report! This article may be used royalty free as long as the article, as well as the resource box is not edited in anyway. Copyright Mission Billion, Inc. All Rights Reserved Worldwide


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By Zhanna Krupnikov

Mortgage rate is one most important element that needs to be taken into account by all those who want to avail mortgages in Concord or elsewhere. However, what must be kept in mind here is the fact that one should not give much importance to the rate as projected by the lending companies. There are instances when projected rates are found to be flimsy. Companies on many occasions use these projected rates to hook customers. It is therefore important that the ‘offer’ is thoroughly scanned so that one can find out all the hidden terms and conditions.

While looking for a suitable mortgage in Concord, it is imperative that you opt for the one that offers an interest rate you can afford easily. Here it is important to understand that mortgage rate includes not only the repayment amount but also the down payment that one has to make. Please note that the monthly repayment amount you agree to pay would go more towards the interest component than the principal component. It is important to know here that if one fails to make the repayments on the agreed time then not only does his credit rating stands to suffer but he also have to pay fines and penalties.

Just as there are different types of mortgages with different mortgage rates available in Concord, there are a number of companies that offer mortgage loan. Here also it is important that you do a thorough research on all companies. It is only then that one would be able to find a company that offers mortgages at a rate that would suit him the most.

Some of the points that can affect the mortgage rates in Concord include:

Both present and expected income level and expenses of the borrower

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Credit rating of the borrower

Total value of the mortgage in comparison with the value of the house

Type of mortgage (whether it is fixed rate adjustable-rate, interest-only, balloon and graduated-payment mortgage)

Amount that needs to be deposited as down payment

Tenure of the plan being opted for

If the mortgages in Concord are availed keeping all the above mentioned points in mind then you will be able to find a mortgage at the most reasonable rate. While looking for a suitable mortgage in Concord, it is imperative that you opt for the one that offers an interest rate you can afford easily. Here it is important to understand that mortgage rate includes not only the repayment amount but also the down payment that one has to make. Please note that the monthly repayment amount you agree to pay would go more towards the interest component than the principal component. It is important to know here that if one fails to make the repayments on the agreed time then not only does his credit rating stands to suffer but he also have to pay fines and penalties.

For more information, you may contact:

Allegro Mortgages Corp. – Best Broker for All Your Financing Requirements

(416) 987-0008

Check out for information on different refinancing options.

About the Author: Please visit the website if you are interested to learn more about the

best mortgage rate Concord


refinancing Toronto

. The website also provides information on

mortgage for self employed



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Premier Timeshare Solutions Scam Complaints: The Full Story


Timeshare SolutionsIf you are fond of vacationing around the world but the hassle of renting a hotel is bothering you, it’s time to buy a timeshare. By purchasing a timeshare, you get the opportunity to use the property for your next vacation. Most of the times, you have to stay in a condo with a full kitchen and the choice depends on the place where you are going on vacation. A timeshare deal might appear good on the surface, but you have to consider a lot of things while making a choice. Although, most of the timeshare properties are legitimate but there are chances of you getting involved in premier timeshare solutions scam

and shady deals. Many timeshare brokers use hard-sell techniques that are not illegal but unethical.

Many timeshare owners have been scammed in different ways. Once this happens with you or somebody you know, you will never be able to completely support the timeshare ownership and vacationing concept. But this can be avoided by taking some precautions. There are a few things to keep in mind before you make a timeshare contract or lose money:One should never pay any upfront amount. If you are dealing with a reputed timeshare selling company, it will never ask for upfront fees. The thumb rule is that nobody will ever pay a fee to sell his property or to a real estate agent to advertise and list the home. The negotiated contract has this clause and the fees are always included in the commission received by the real estate agent. Never rent, sell or buy a timeshare from a company without doing an extensive research about it. If the agency is interested in dealing with you, tell them that you want to check them out and you will reach them after two or three days. A reputed company will accept this and provide you with its contact number. If you have come across a scammer, he will object on you researching about the reputation and try to convince you for a faster deal. You should check the Internet, forums, blogs as well as talk to previous clients to know the market reputation of the timeshare dealer.Do not make a perception just by checking out the nice looking and highly convincing website of the company. If the company claims that its website is registered with the Better Business Bureau, don’t fall for it. BBB recognizes a company that has been in existence for at least one year and agrees to its terms & conditions. It is seen that most of the consumers don’t file premier timeshare solutions complaints

even after getting scammed. Dealing with


scam can be easier if in-depth analysis being done.

A timeshare property marketer working with

Premier Timeshare Solutions

has written this article. Find information about

Premier Timeshare Solutions Complaints


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By Maxine Boyer

When their marriage is coming to an end, there are many processes that a couple must go through to finalize the situation. They go through the process of finding out how to separate their lives and also how to deal with the range of emotions that will surface along the way. Along with these processes, if the couple has children, the situation can become much more complex.

An Orange County child custody battle can be extremely stressful and daunting for a parent to go through alone. Not only does the parent want to be correctly portrayed to the judge with regards to their parenting abilities, but they also want to be the parent that is awarded Orange County child custody. For these reasons, parents frequently employ the help of family law to guide them through the process of Orange County child custody.

The legal professionals of family law can help by first of all informing parents on the typical processes involved in an Orange County child custody battle. These legal professionals will have extensive experience with these types of cases and will know what is often involved and expected. Secondly, family law can help ensure that a parent’s abilities to care for their children are displayed in the best like to help in their case for Orange County child custody. Thirdly, legal professional will know what it takes to win these cases and can advise parents on what can be done to help aid them in the battle.

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Furthermore, once the custody battle is over and settled, the parents will then likely have to enter a child support case to determine how much child support payments will be. With this in mind, legal professional also have experience with child support cases and can help ensure that both the interests of the parent, and more importantly, that the interests of the children are represented and met. Custody battles are important for both parents because, for one, the parent that was not awarded custody of the children will be fighting to make sure their income and ability to pay support is reflected accurately to the court so they do not end up paying more than they can afford. Also, the parent that has been awarded custody will be fighting to ensure that they will be receiving enough in support to cover the expenses of raising the children and also enough to meet any special needs of the children. When both parents are fighting for their interests and what they believe are the interests of the children, some of the cases can become quite intense.

Ending a marriage can be an extremely difficult process for spouses to endure. The situation can become a lot more difficult when children are involved because the parents will likely want to expose the children to as little of the process as possible while fighting for their right to have custody of the children. For these reasons, legal professionals can be a great asset to have in the battles.

About the Author: More information on

Orange County family law


Orange County child custody

information and

child visitation

legal advisors in your area is just a click away.


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By Dometri Quick

Frustrated with your mounting credit card debt? Thinking about filing for bankruptcy? Hold that thought!

Realize Your Problem Early

So, you have a problem, don’t you? Don’t be afraid. You’re not alone. Every year, millions of Americans and people all over the world realize they are suffering from an overwhelming amount of credit card debt.

They stress over it, worry about it and wonder how they can ever make it disappear. They struggle to make it through each passing month, thinking about whether they’ll be able to make the next payment. They may even consider bankruptcy. But, here’s the secret: If everyone is suffering from it, why do you feel like your situation is any different?

Don’t be scared of debt. It’s the thing that this country and so many others are built on. However, if you feel that you may have a real problem with debt, catch it early and do something about it. Start to make all your payments on time. Stop putting off that credit card bill until next month. Do whatever you can initially to stop the bleeding and to put any extravagant or wasteful spending to a halt. You’ll be glad you did.

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Realizing that you have a problem with debt is the first key to protecting yourself from it and eventually eliminating it altogether.

Consolidation May Work for You

Ready? Good. But now that you’ve recognized your problem and decided to do something about it, the question still remains: How do you eliminate credit card debt? Well, debt consolidation, available through a variety of different debt consolidation firms and companies, may be the right option for you.

By consolidating your credit card debt, you will be taking all the debt you’ve amassed on one or more cards and putting it into a program that reduces the high interest rates that many cards come attached with. It allows you to pay off your credit card debt the way you want to. Want to pay it all off in two years? Debt consolidation can help you do that. Need ten years to get it all off your monthly statements? That’s not a problem either.

Credit card consolidation helps you reduce your credit card debt quickly and less painfully than usual. The key is knowing and understanding what you want to do with your debt consolidation plan.

Only Use Bankruptcy as a Last Resort

If you’ve even considered bankruptcy, listen up now. Bankruptcy is the least desirable option of all when it comes to eliminating your debt quickly. Do you really want to lose many of the items you currently own? Do you want to ruin your credit report and hurt your chances of getting a house or even a job in the future? Of course you don’t. But bankruptcy may do all of this to you.

Look into credit card consolidation or speak with a credit specialist or financial advisor before you think about declaring for bankruptcy. You’ll be glad that you did.

About the Author: Dometri Quick is the development director at

. You can find more articles for helping you eliminate credit card debt at



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